Your car is a total loss in California when the cost to repair it, plus its salvage value, meets or exceeds its actual cash value (ACV) just before the crash. Unlike some states that use a flat percentage, California uses this “total loss formula,” so...
No. In California you are never required to use your insurance company’s preferred body shop. State law lets you choose any licensed collision repair facility you trust, and your insurer must process the claim either way. Below is exactly what the law says, why...
Key Takeaways Why Factory OEM Parts For My Car?How to Check if My Insurance Company Covers My Factory OEM Parts?How to Setup Your OEM Policy With Your Insurance Company?Frequently Asked Questions (FAQs) As a car owner, you never know when you’ll need to file an...
